The Cost of Home Care
The unknown often makes us hesitate to take action. Think about how often, as a kid, you hesitated to jump out of bed and shut the closet door, even though you knew you’d feel better once it was done, or how often you are reluctant to ask for help caring for your dad, even though you know it would give you a much-needed rest. The same unknowns, especially around the cost of home care, often affect caregiver’s willingness to consider such services.
The Cost of Non-Medical In-Home Care
The national average hourly rate for homemaker/companions was $19 in 2009, according to the 2009 MetLife Market Survey of Nursing Home, Assisted Living, Adult Day Services, and Home Care Costs. Other resources list the hourly cost between $15 and $25, depending on where you live. We encourage you to explore and compare home care costs to other types of care using one of these resources:
- The Federal Long Term Care Insurance Program
- 2011 Genworth Financial Cost of Care Across America tool
- 2011 John Hancock Cost of Care Survey Results
As you can see, many of these resources are related to long term care studies and insurances. While more and more long-term care insurance companies are covering this option, home care, especially non-medical care, is still primarily paid for by the family or the seniors themselves. The Boomer Project’s research found that 52% of care recipients were paying for their own home care needs.
Home care services, both (Medicaid) medically related tasks and non-medical are often only required for a few hours a week in order to make a significant impact on the seniors’ lives and allow them to continue to remain in their own homes. In fact, a Home Instead Senior Care study (link to white paper) indicates that 22 percent of the network’s clients employ caregiver services four hours or less per week and 20 percent of clients employ them between four and eight hours per week. That could represent a savings of thousands of dollars a month, when compared to nursing homes and assisted living facilities.
Finding out more information
Only you and your family can decide if non-medical or medically related home care is right for you and your senior loved one
Non-Medical Home Care Services
Companion / Respite:
Awake / Split Shift
Safeguarding, socialization, walks, card playing, assistance with cooking, medication reminders and accompany to appointments
- $17.00 per hour (3 hour minimum)
Planning and preparing meals, light housekeeping, dusting, vacuuming, changing beds, tidying kitchen/bathroom and laundry.
- $17.00 per hour (3-hours minimum)